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Testimonials

I closed on my first home purchase with A-One Home Mortgage's help and expertise. The entire experience was a breeze. Thank you A-One...you are the best!

E. Olagbegi
Marietta, Georgia

I had my credit ran 12 times by several mortgage companies and they could'nt help me. A-One Home Mortgage helped my dream come true. As a matter of fact, I never believed I was closing on my dream house until I was given the keys. Thank you A-One!

Princess Clark
Atlanta, Georgia

Thanks for all of your help in getting this refinance done. I know it took a while and a lot of bumps in the road but as always you are the MAN !!!

TYRONE W
GRAYSON GA

The A-One Loan Process

Our loan process is one of the easiest and most efficient. Upon receipt of your on-line application, you will be qualified based on the information contained in your online submission. You will then be contacted by a loan officer, who will discuss the terms of your mortgage, including rates and closing costs.


Upon acceptance of our offer, an appraisal will be ordered on the real estate property and a list of all required documents will be sent to you for completion to return to us. The application will be underwritten and a final commitment will be issued after we receive all the required documents from you. A closing date will be conveniently arranged for you afterwards.


Close fast and on your schedule
The A-One Home Mortgage way is to make the loan process as easy and convenient as possible for you. We close most of our loans in under 30 days-with many able to close in as few as 10 or 15 days. What's more, we'll do all we can to ensure you close on your timeline and hold the closing on a date that works best for you.


Required Documents



  • Two most recent pay stubs, 30 days 

  • W2s from the last two years

  • Income tax return filings for last two years

  • Bank account statements from last three month, 60 days

  • Divorce decree, if applicable

  • Copy of warranty deed (refinancing)

  • Copy of Driver's License

  • Rental/lease agreement, if applicable

  • Rental property address if you previously own a house, year acquired, purchase price and balance

  • Job information for the last 2 years, date of employment, physical address, telephone and fax numbers, name of supervisor

  • Bankrupcy discharge certificate, if applicable (minimum 2 years discharge)

  • Copy of Social Security Card

  • Copy of college transcript/certificate/diploma if less than 2 years employment history

  • Copy of resident card/permit if not US citizen

Foreign Nationals

Today's Rates

4% 30 Years Fixed
3.75% 5/1 ARM
3.5% 15 Years Fixed
3.25% Today's Rates

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